Get truth of what Affordable Care Act can do for you - Hi-Desert Star: Letters To Editor

Get truth of what Affordable Care Act can do for you

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Posted: Friday, September 27, 2013 4:41 pm

It’s time to get the actual truth about the Affordable Care Act, affectionately (in our house, at least) called “Obamacare.” In spite of what certain politicians are pushing in TV ads, it will not be the end of the world for health care! For example, it requires insurance companies to include 14 free preventive benefits — screenings, immunizations and counseling for adults. It also requires an additional 22 preventive benefits for women and another 21 preventive services for infants, children and teens.

California is leading the country in implementing the program, from setting up a new agency to help people find insurance to suit their needs (888-975-1142) with its own website (www.coveredca.com), to expanding Medicaid (Medi-Cal here in California). In January, when ACA takes effect, income-level eligibility for Medi-Cal will rise to $15,900 for singles and $32,500 for a family of four. Individuals earning up to about $44,680 and a family of four making up to $92,200 are eligible for tax credits to help with insurance premiums.

President Clinton called the current system “unaffordable and downright unhealthy for millions of Americans,” noting that the country ranked first in the world in terms of health care costs, and 25th in terms of health care outcomes. He remarked that we pay $1 trillion more than many other developed countries each year on health care.

Some useful websites that give important information about costs, eligibility, definitions, etc.:

• U.S. Centers for Medicare and Medicaid Services: www.healthcare.gov/what-are-my-preventive-care-benefits;

• Fair Health: www.fairhealthconsumer.org;

• Healthcare Bluebook: www.healthcarebluebook.com;

• New Choice Health: www.newchoicehealth.com;

• Cost Helper: www.costhelper.com.

We all have to do our homework in order to buy (or not buy) insurance that will suit us during the enrollment period beginning in October.

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11 comments:

  • Dave Peach posted at 7:11 am on Mon, Oct 7, 2013.

    Dave Peach Posts: 2998

    Signing up during 1971 in hopes of avoiding Nam, despite later realizing a conventional war zone would have been less potentially perilous and probably less personally harmful, is perhaps appropriately indicative of personal luck.

    Coverage for service-connected maladies didn't kick in for more than three decades hence. Out of pocket medical bills were meanwhile little less injurious.

    Selecting doctors now isn't as affordable as then and generally isn't allowed, while wishing for the options available for those who can qualify for Affordable Care remains similarly as wasteful as the initial stint.

     
  • harleycpl posted at 3:09 am on Mon, Oct 7, 2013.

    harleycpl Posts: 123

    Maybe Dave and Desert should go to facebook and spread the word because they are two people that have gotten the farthest if they are Signed up already and getting coverage, because they are two very lucky people. Imagine the only two people to actually get through all the way to the end of sign up, get their doctors assigned, premiums paid and all up in running are right here in Yucca Valley...
    How many doctors did you have to chose from????
    How many different insurance companies were on the list to pick from????

     
  • joetheplumber posted at 7:53 am on Sat, Oct 5, 2013.

    joetheplumber Posts: 448

    “Affordable Health Care”. What more needs to be said?

     
  • jimjam posted at 8:22 am on Tue, Oct 1, 2013.

    jimjam Posts: 401

    The Affordable Care Act is a good program . The CEO of E-Insurance says that it makes common sense. The more people in the insurance pool the lower the premiums and more benefits can be provided. When you make insurance affordable for the 18 to 34 age group, you have people paying into the pool who do not cost the insurance companies much money. It all works. What have the republicans done to try and make life better for the American people? Shutting down the government is their contribution. President Obama is a crusader for the people. The Tea Party and the Republicans crusade for the rich and the corporations who only want to enslave the middle class. The Affordable Care Act has gone into effect so the government shut down is now meaningless and ineffective. It has only demonstrated that the republican party does not care about the American people.

     
  • Dave Peach posted at 6:25 am on Tue, Oct 1, 2013.

    Dave Peach Posts: 2998

    "Only about a quarter of U.S. adults say they understand the ACA well. Maybe this sort of campaign could be effective in engaging a wider audience—in which case it could be one of those things that looks silly and trivial but isn't. The contrast between this and the recent anti-ACA Uncle Sam sodomy imagery is also stark."

    "Clearly the stakes are high."

    Thanks for the link, Victor_S. Some participants who also purport to understand
    economics and history are clearly as uneducated and as misinformed about the
    Affordable Care Act.

    Ironically but unsurprisingly, many of those who oppose "Obamacare" are simultaneously supportive of Affordable Care.

     
  • Victor_S posted at 1:57 pm on Mon, Sep 30, 2013.

    Victor_S Posts: 177

    @ DesertLily,

    Maybe the Obamacare foes would be more comfortable if we called it by its original name - Romneycare. They still call it that in Massachusetts, and they couldn't be happier. :)

     
  • Victor_S posted at 1:54 pm on Mon, Sep 30, 2013.

    Victor_S Posts: 177

    I'm with Mr. peach on this one. The Affordable health care Act has already allowed me to get better and cheaper insurance than I've been able to buy in years.

    But if you're still on the fence, here are some small animals to help explain the new system:

    http://www.theatlantic.com/health/archive/2013/09/small-animals-explain-obamacare/280034/


    You're welcome!

     
  • Dave Peach posted at 11:19 am on Mon, Sep 30, 2013.

    Dave Peach Posts: 2998

    Single insurance companies currently control about 80% of health insurance within each state. Creating a pool of carriers within states that are willing to ignore unfounded and false declarations will allow more competition, reduced costs and lower prices. California is fortunately more progressive and more immune from libertarian chaos and confusion than most others.

    Small businesses are exempt from mandatory participation. Allowing more companies to compete doesn't restrain the growth of small business but rather enhances commercial and consumer opportunity.

    Inadequate regulation caused the Great Depression and the recent recession. Lobbying for or against more regulation has been constant since George Washington was president and since Jefferson and Hamilton were at odds over more or fewer public services.

    The insurance industry lobbied hard and effectively against recent health care reform and continue to do so, which is why some people remain so poorly informed regrading the actual and potential improvements.

    Whether some false affirmations are created independently or are the result of believing absurdities is sometimes difficult to determine. More fortunately, they and their adherents are nonetheless simple to affirm as ridiculous.

     
  • CEO posted at 8:39 am on Sun, Sep 29, 2013.

    CEO Posts: 393

    ObamaCare will help to lock in place the existing distribution of corporate wealth. The large, established companies always have the advantage with increasing regulation. Competition is stifled.. They are willing to pay more money to the federal government for regulatory intervention, because they can then establish something like a monopoly within the existing markets. They have known this since 1887, but the conservatives don't understand it, and neither do the liberals. ObamaCare is going to come at the expense of small business, and moderately sized businesses that will now have less opportunity to become big businesses.

     
  • desert lily posted at 5:56 am on Sat, Sep 28, 2013.

    desert lily Posts: 233

    When it is successful they will stop calling it Obama care.

    Good thing this didn't happen under the watch of Dubbya. What a name that would have been!

     
  • harleycpl posted at 4:10 am on Sat, Sep 28, 2013.

    harleycpl Posts: 123

    Soon as the government signs up I will be sure to not get in line, thanks..

     

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